Svitlana Kostiuchenko, Senior Asset Manager at Mint Elite Real Estate, Dubai
Senior Asset Manager · RERA BRN 83580

Svitlana Kostiuchenko

Svitlana works with investors in Europe, the US and Australia who are buying off-plan in Dubai and Abu Dhabi without being in the country — and who want the downside mapped before they commit.

Personal Info

kostiuchenko.s@mintreal.estate
+971561304668
API trio tower 2102
RERA BRN 83580
In the UAE since 2015
In Dubai real estate since 2023
Languages English, Ukrainian, Russian, Italian
Focus Off-plan residential and commercial · Dubai and Abu Dhabi
Typical ticket From USD 500,000
Education Master's degree in Finance
Licence Mint Elite Real Estate L.L.C., Licence No. 1556314

How Svitlana works

The exit comes before the entry. Before a project is recommended, the realistic exit scenarios are written down: what the unit is likely to be worth if the market stays flat, and how long a resale would actually take.

Comparables, not brochures. Every unit is priced against real transactions in the same area and the same handover window — not against the developer's own price list.

A short list, and what was removed from it. Clients receive two or three options that fit the brief, plus one that deliberately does not. Seeing what was filtered out is how you check the filter.

Honest about negotiating room. On some launches a developer has room on price or payment terms. On others there is none. Svitlana says which case applies before the client builds an expectation around it.

She specialises in off-plan residential and commercial assets in Dubai and Abu Dhabi, and works mainly with buyers who are not in the country and cannot walk a site themselves.

Most of her clients come back for a second and third purchase. That is the outcome she plans for from the first conversation.

Svitlana is probably not the right fit if you want to be told that a project will definitely appreciate. Off-plan carries delivery risk and market risk, and both get written down before you commit — not after. If a project cannot survive being described honestly, it is not a project worth your money.

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Areas and developers

Dubai. Dubai Islands · Dubai Creek Harbour · Dubai South · villa communities

Abu Dhabi. Al Reem Island · Yas Island · Hudayriyat Island

Developers. Emaar · Nakheel · Meraas · Sobha · Ellington · Beyond · Binghatti · Aldar · Modon

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What clients say about
Svitlana Kostiuchenko

"I've now bought with Svitlana more than once, on a resale strategy with a 30/70 payment plan. That's why I keep introducing people close to me: a friend who bought this year, and a colleague she's working with now."

Pedro, Portugal — repeat investor, 2025

"As a non-resident, I couldn't verify those details myself. Having a structured review of the shortlist is what gave me confidence to move forward — not a feeling that everything would be fine, but a clear reason why this particular property made sense."

Ash, USA — Nshama, Town Square Dubai, Q1 2026

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Svitlana Kostiuchenko

Insights

Frequently asked questions

Can I buy in Dubai without coming to the UAE?

Yes. Non-residents can buy in designated freehold areas, and the purchase can be completed remotely with a power of attorney. What you cannot do remotely is verify the site yourself — which is why the review, the comparables and the developer's delivery record are put in writing before you sign anything.

What am I actually committed to if the developer is late?

Your obligation is the payment plan. The developer's obligation is the anticipated completion date registered with the DLD, with a grace period on top. Before you buy, you should know that developer's record on their last three deliveries — not their marketing timeline.

I'm being told a project will sell out. How do I check whether that's real?

Ask what is actually being released — a launch often opens a limited number of units, not the whole tower. Then ask for the source of the deadline. If nobody can point to a written release schedule, treat it as a sales tactic and take the extra day.

What costs sit on top of the purchase price?

The DLD transfer fee, registration, agency fee where it applies, and from handover — annual service charges, which vary widely by community and are the number most buyers underestimate.

What if I need to sell before handover?

Off-plan resale is possible once a set percentage of the payment plan is paid, and the developer charges a transfer fee for it. Whether there is a buyer at your price is a separate question — which is why the exit scenario is estimated before you enter.

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Ready to compare the options?

Svitlana Kostiuchenko
 can help you set the brief, compare the trade-offs and understand what has to go right — and what could go wrong — before you choose.

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Svitlana Kostiuchenko